Auto Insurance

Be Safe. Don't drive without car insurance.

No matter where you drive, driving without valid auto insurance is against the law. Today’s drivers want more from their insurance company. The motor vehicle you depend on should have coverage you can count on. Accidents can range from mildly inconvenient to overwhelmingly expensive. Whether you are someone with 50 years of driving experience or a first time driver, make sure you have the auto insurance coverage you need.
Guardian Plus will guide you through the complexities of auto insurance policies, to ensure that you have all the protection you need, without paying for unnecessary coverage. We’ll help you understand your auto coverage options. You will always find a perfect plan that fits your exact needs and make a significant difference in your auto insurance policy with Guardian Plus Insurance Services.


Coverage To Protect Your Car

Collision Coverage: Pays for damage to your vehicle caused by any accidental impact with another vehicle or object, and includes if your vehicle rolls over. Collision coverage can be a required part of your car insurance coverage if your vehicle is financed or leased.

Comprehensive Coverage: Insurance protecting you from things that can damage your car but aren’t accident-related. For example, theft, vandalism, falling objects, flooding, fire, hail, or hitting an animal.

Coverage To Protect Your Assets

Liability Coverage: If you’re legally responsible for a car accident, this protects you from injuries or damages you do to others/property in an accident. Also pays for legal defense if drivers on the policy are involved in a lawsuit resulting from the car accident.

Uninsured Motorist Coverage: Not every driver has auto insurance when driving. This helps protect you and pays for your injuries or damages when you have an accident by an uninsured driver or hit and run. Including in this coverage, if the other driver does not have enough financial responsibility in their auto insurance to cover the necessary expenses that involve medical expenses, loss of income or “out-of-pocket” expenses, having uninsured motorist coverage is very important coverage to have.

Personal Injury Protection (No-Fault): Covers necessary emergency aid, medical services and hospital expenses for you or your passengers when there’s a car accident, regardless of who caused the accident. PIP protects you to pay expenses incurred for personal, loss of income, treating injuries, childcare services due to injury and funeral expenses. There may also be coverage if you are injured by a vehicle as a pedestrian.

We don’t want to be just another ordinary proof of car insurance card in your glove box. We want to be the only Guardian you’ll ever need.